Accounts

Share Savings Account

The key to your membership benefits. Your share account unlocks the door to our great products and service.

• Dividends paid monthly

• Federally insured by the National Credit Union Administration (NCUA)

Sub Share Savings Account

Setting money aside for taxes, a special project, or a rainy day? Open as many as you need to keep your finances organized and earn while you save!

Checking

• No minimum balance

• No per check charge

• VISA® check (debit) card for convenient account access

• Overdraft privileges available

• Monthly account statement

• Free use of all VCCU and CO-OP automatic teller machines (ATM)

• Non-VCCU automated teller machine (ATM) fees do apply

• Free touch tone phone access to your account “Audio Teller”

• Free home banking access

• All rates subject to change without notice

Money Market Account

Earn interest on your money with the flexibility of account access when you need it.

• Minimum balance requirement of $2,000.00

• Tiered dividend rates that allow you to earn more as your account grows

• Dividends paid monthly

Term Share Certificate

Recommended when you want a higher guaranteed rate of return.

• Terms ranging from 3 – 60 months

• Tiered dividend rates that allow you to earn more

• Dividends paid monthly

Prepare for your future. Choose from:

• Traditional

• Roth

• Educational

Health Savings Account (HSA)

Do you have a high deductible medical insurance plan? With a HSA you can save for medical expenses and potential tax benefits. (see your tax professional to determine how it may benefit you.)