We hope you win!

While we wait for the announcement of the lucky winner on March 1st, here are a few links to check out.

  • While winning the sweepstakes and having no car payments for a year would certainly be amazing- lower car payments for the term of your loan would be pretty great too! Apply for an Auto Loan with Vocality today (whether a purchase or refinance of your existing loan with another lender) to find out how much you could save.

  • Ever wonder how interest rates affect the terms of your loan, or how much you should spend for a car?
    Wonder no more- take this free online lesson to Learn More.

  • First time hearing about about Vocality? You might know us as the “Community Credit Union of Southern Humboldt”.
    We have been serving our Northern California community since 1979. Read Our Story to find out what we are all about.

Good luck!


Is your auto loan rate higher than 1.99%?

If it is, we might be able to save you money.

  • Finance at the dealership – ask us for more information

  • Auto loan rates as low as 1.99% APR*

  • Payment example: $10,000.00 loan with 48 monthly payments of $216.91 at 1.99%

How does a loan’s rate affect the payment?

The more you know about finances the better prepared you will be to make sure your auto loan works for you.

This free online lesson will give you the tools you need to make the best decisions for your financial situation.

Who is Vocality Community Credit Union?

Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered. That visionary spirit has never waned - we’ve been outside-the-box- thinkers and innovators, listen carefully to what our members need and then create products and services for them, and over the years, our culture of caring and personalized service has become synonymous with who we are.